Ihwan Wahid Minu, and Yusphan. “Teori Kebertakwaan Institusional: Integrasi Nilai Spiritual Dalam Manajemen Dan Tata Kelola Lembaga Keuangan Syariah: Institutional Taqwa Theory: Integrating Spiritual Values Into the Management and Governance of Islamic Financial Institutions”. AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam 6, no. 1 (May 21, 2026): 33–54. Accessed May 22, 2026. https://journal.stiba.ac.id/index.php/khiyar/article/view/2985.