AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
type: channel
description: AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam is a scientific journal in the field of mualamah and Islamic economics studies published twice a year (May and November) by the Pusat Penelitian dan Pengabdian Masyarakat (P3M),, Institut Agama Islam STIBA Makassar, Indonesia. It is open for all academics, practitioners, intellectuals, and students with the specification of the study of mualamah and Islamic economics. Ideas covering research article, conceptual idea, review of the literature, and practical experience. The scope of AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam are limited to Fiqh of Muamalah, Islamic Economics, Islamic Banking and Finance, Islamic Economic Management, Islamic Economics Law, Management of Zakat, Infaq, Sadaqah, and Waqf, Islamic Entrepreneurship And Business, Islamic Economics Thought, Islamic Insurance, Islamic Accounting, Halal Management, etc. The article will be published in Indonesian, English, and Arabic language.
publisher: Pusat Penelitian dan Pengabdian Masyarakat (P3M), Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, IndonesiaInstitut Agama Islam STIBA Makassar, Indonesia
language: en
publication name: AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam
issn: 2830-1455
items: Wawasan Al-Qur’an tentang Keadilan Fiskal: Relevansi Ayat-Ayat Makroekonomi Islam terhadap Pengentasan Kemiskinan
items: Analisis Penerapan Akad Murābahah dalam Perspektif Fikih Muamalah di Koperasi Tamam STIBA Makassar
items: Manajemen Rantai Pasok Halal di Indonesia: Analisis SWOT dan Implikasi Strategis
items: Tinjauan Hukum Islam terhadap Pelaksanaan Akad Murabahah di Koperasi Amanah Mulia Ikhlas Pinrang
items: Strategi Pemberdayaan Wirausaha Syariah Gen-Z Berbasis SWOT pada Start-Up Halal F&B di Indonesia
items: Harmonisasi Standar Sertifikasi Halal Internasional dalam Perspektif Fikih Muamalah: Analisis Diplomasi Ekonomi Halal Indonesia di Pasar Global
items: Etika Produksi Konten Deepfake dalam Promosi Produk Halal: Telaah Fikih Media dan Perlindungan Konsumen Muslim
items: Opportunity, Challenge, and Strategy of Media in Increasing Waqf Literacy: Correlation and Thematic Interpretation of Relevant Quranic Verses
items: Investigasi Kualitatif pada Faktor-faktor yang Mendorong Minat Masyarakat terhadap Penggunaan Bank Syariah di Indonesia
items: Pemanfaatan Media Sosial Instagram sebagai Islamic Digital Marketing Promosi Lingerie pada Akun Wifeonly
items: Syirkah al-Wujūh Perspektif Mazhab Syafii dan Mazhab Hambali
items: Analisis Fikih Muamalah terhadap Akad Kerjasama Sponsorship Perusahaan Rokok dalam Kegiatan Keagamaan
items: Sistem Reseller pada Transaksi Jual Beli dalam Perspektif Fikih Muamalah
items: Tinjauan Hukum Islam terhadap Penerapan Praktek Ju‘ālah Ternak Sapi dalam Mudarabah (Studi Kasus Desa Bontomanai Kecamatan Rilau Ale Kabupaten Bulukumba)
items: Urgensi Implementasi Green Ekonomy terhadap Pemeliharaan Jiwa Manusia (Hifz Nafs) Perspektif Al-Qur’an
items: Pendistribusian Zakat yang Tepat Untuk Mencapai Target SDG’s dan Target Global 2030 Studi Kasus BAZNAS DIY
items: Perkembangan dan Pemetaan Riset Wakaf Produktif: Analisis Bibliometrik
items: Sanksi Denda Uang bagi Pelanggar Peraturan dalam Perspektif Hukum Islam: Studi Kasus Penerapan Peraturan Asrama Putri Ma'had Al Ishlah Maros Tahun 2019-2020
items: Perlindungan KUH-Perdata dalam Pemutusan Sepihak pada Kontrak Kerja Tinjauan Fikih Muamalah
items: Analisis Penerapan BPJS Kesehatan Ditinjau Dari Prespektif Ekonomi Islam
items: Optimalisasi Prinsip Lā Ḍarar wa Lā Ḍirār dalam Akad Mudarabah: Studi Kasus Praktik Bisnis Mizuta di Makassar
items: Sistem Jual Beli Benih Ikan Berdasarkan Prediksi Jumlah dan Berat dalam Tinjauan Fikih Muamalat (Studi Kasus Usaha Nahla Nila Sempange, Desa Pakkanna Kabupaten Wajo)
items: Praktik Developer Syariah Tanpa Kredit Perbankan Perspektif Fikih Muamalah (Studi Kasus di Perumahan Istiqomah Kabupaten Berau)
items: Pelanggaran terhadap Akad Mudarabah dalam Perspektif Fikih Mu’amalah (Studi Analisis Kaidah al-Hukmu Yadūru Ma’a ‘Illatihi Wujūdan wa ‘Adaman)
items: Menjual Murah Barang Dagang yang Menyelisihi Harga Pasar Menurut Tinjauan Hukum Islam (Studi Kasus di Pasar Tramo Kabupaten Maros)
items: Tinjauan Hukum Islam terhadap Penggunaan Voucer Gratis Ongkir di Shopeepay dalam Aplikasi Marketplace Shopee
items: Strategi Penguatan Industri Halal di Indonesia: Analisis SWOT
items: Hukum Sponsorship Bersyarat Online Shop Buynana Chips Perspektif Fikih Muamalah
items: Hukum Pemakaian Sistem Pembayaran Shopee PayLater dalam Jual Beli Online Menurut Perspektif Fikih Muamalah
items: Penerapan Larangan Magrib sebagai Solusi Mengatasi Agency Problem dalam Akad Mudharabah

Wawasan Al-Qur’an tentang Keadilan Fiskal: Relevansi Ayat-Ayat Makroekonomi Islam terhadap Pengentasan Kemiskinan
type: item
description: Poverty is a structural problem rooted not only in economic inequality but also in the failure of conventional fiscal systems to achieve distributive justice. The Qur’an provides theological and normative insights into fiscal justice, emphasizing the balance between individual ownership rights and collective social responsibility. This study aims to explore the relevance of Qur’anic verses concerning economic justice and wealth distribution in alleviating poverty within the framework of Islamic macroeconomics. The research employs a library-based qualitative method using a thematic tafsir (maudhu‘i) and a normative-descriptive analysis of Qur’anic concepts such as al-‘adl (justice), al-qisṭ (equity), al-infaq (spending), and prohibitions against al-israf (extravagance) and al-bukhl (miserliness). The findings reveal that fiscal justice in the Qur’anic perspective functions not only as an economic mechanism but also as a spiritual instrument to achieve social welfare (al-falah al-ijtima‘i). This perspective provides a conceptual foundation for formulating contemporary Islamic fiscal policies aimed at equity and community empowerment. The study contributes to the development of Islamic economic epistemology by integrating Qur’anic theological values into modern macroeconomic frameworks.
subject: Articles
  topic: section
subject: Fiscal Justice, Qur’an, Islamic Economic, Poverty, Wealth Dsitribution
  topic: keywords
creator: Tri Subegti Fatchul Muin
creator: Achmad Abubakar
creator: Muhsin Mahfudz
rights: Copyright (c) 2025 Tri Subegti Fatchul Muin, Achmad Abubakar, Muhsin Mahfudz https://creativecommons.org/licenses/by-nc-sa/4.0
date: 2025-11-28
publication date: 2025-11-28
starting page: 294
ending page: 307
doi: 10.36701/al-khiyar.v5i2.2696

Analisis Penerapan Akad Murābahah dalam Perspektif Fikih Muamalah di Koperasi Tamam STIBA Makassar
type: item
description: The study of murābahah contracts is a significant discourse within the discipline of fiqh muamalah, emphasizing the need to ensure that Islamic financial practices comply with the legal pillars and conditions of valid sales. The occurrence of non-compliant practices, such as bay’ mā lā tamlik (selling what is not owned) and bai’atain fi bai’ah wāhidah (two contracts in one sale), necessitates an analysis of their implementation in Islamic microfinance institutions. The research aims to (1) describe the mechanism of murābahah implementation at Tamam Cooperative, and (2) analyze its compliance with classical and contemporary fiqh principles. This is a qualitative case study employing in-depth interviews, document observation, and library research using classical fiqh books, DSN-MUI fatwas, and academic literature. The findings indicate that the cooperative’s murābahah practice generally complies with Sharia principles, especially regarding ownership, transfer of possession (qabd), risk management (ḍamān), and price transparency. A distinctive feature of Tamam Cooperative is its homogeneous membership base (lecturers and campus administrators), which eliminates the need for formal wa’d documents or collateral; instead, moral commitment underpins transactions. This study contributes to the field of Islamic commercial law by offering a case of community-based murābahah practice that is simple yet Sharia-compliant, potentially serving as a model for other Islamic microfinance institutions.
subject: Articles
  topic: section
subject: Murabahah
  topic: keywords
subject: Fikih Muamalah
  topic: keywords
subject: Koperasi Tamam
  topic: keywords
subject: STIBA Makassar
  topic: keywords
creator: Muhammad Muhammad
rights: Copyright (c) 2025 Muhammad Muhammad https://creativecommons.org/licenses/by-nc-sa/4.0
date: 2025-11-09
publication date: 2025-11-09
starting page: 241
ending page: 259
doi: 10.36701/al-khiyar.v5i2.2655

Manajemen Rantai Pasok Halal di Indonesia: Analisis SWOT dan Implikasi Strategis
type: item
description: This study aims to identify the key strengths, weaknesses, opportunities, threats, and strategic directions that influence the sustainability and effectiveness of Halal Supply Chain Management (HSCM) at the national level. Employing a mixed-methods approach with an exploratory sequential design, the research integrates qualitative and quantitative analyses through the SWOT framework and the Internal–External (IE) Matrix. The findings reveal that Indonesia possesses significant strategic potential to develop a globally competitive halal supply chain, supported by its large Muslim consumer base, robust regulatory framework, growing public awareness, and the rapid expansion of halal-oriented MSMEs. Nevertheless, several structural weaknesses persist, including limited halal logistics infrastructure, high certification costs, weak inter-agency coordination, and low halal literacy among business actors. Opportunities arise from the rapid expansion of the global halal economy, digital innovation (blockchain, IoT, big data), and increasing international demand for ethical and sustainable halal products. Meanwhile, the main challenges include competition with benchmark countries, varying international halal standards, and dependency on imported raw materials. The IE Matrix positions Indonesia in the high–high quadrant, indicating a growth strategy through vertical integration—strengthening local production, standardization, digital traceability, and institutional synergy. Through this strategic approach, Indonesia has the potential to transform from the world’s largest halal consumer market into a leading producer and innovation hub in the global halal economy.
subject: Articles
  topic: section
subject: halal, supply chain, SWOT, strategy
  topic: keywords
creator: Azwar Azwar
creator: Nasrullah bin Sapa
rights: Copyright (c) 2025 Azwar Azwar, Nasrullah bin Sapa, Cut Muthiadin https://creativecommons.org/licenses/by-nc-sa/4.0
date: 2025-11-09
publication date: 2025-11-09
starting page: 212
ending page: 240
doi: 10.36701/al-khiyar.v5i2.2651

Tinjauan Hukum Islam terhadap Pelaksanaan Akad Murabahah di Koperasi Amanah Mulia Ikhlas Pinrang
type: item
description: Murabahah contracts are one of the most widely applied forms of sale and purchase in Islamic financial institutions because they are considered transparent in pricing and in accordance with sharia principles. However, in practice, a number of challenges are still found, such as inconsistencies between practice and fiqh principles, limited understanding among customers, and the potential for practices resembling usury. This study aims to examine the mechanism of murabahah contract implementation at Koperasi Amanah Mulia Ikhlas Pinrang and to assess its validity from the perspective of Islamic law. The research employs a qualitative approach with a field research design. Data were collected through direct interviews with cooperative administrators and documentation studies related to the murabahah contracts carried out. The data analysis was conducted descriptively and analytically using a juridical-normative approach, supported by classical and contemporary fiqh muamalah literature from various schools of thought. The findings show that the implementation mechanism of murabahah contracts at Koperasi Amanah Mulia Ikhlas is carried out through two main stages, namely the financing application stage and the contract execution stage. In general, the practice of the contract has fulfilled the pillars and conditions of murabahah as established in Islamic jurisprudence, although there are still some aspects that need improvement, particularly in documentation and in members’ understanding of their rights and obligations. This research provides important implications for Islamic cooperatives in optimizing the comprehensive and consistent application of sharia principles in murabahah financing contracts.
subject: Articles
  topic: section
subject: Islamic Law, Murabahah Agreement, Sharia Cooperatives, Sharia Finance, Financing.
  topic: keywords
creator: Munira Munira
creator: Akhmad Hanafi Dain Yunta
creator: Humairah Ahsan
rights: Copyright (c) 2025 Munira Munira, Akhmad Hanafi Dain Yunta, Humairah Ahsan https://creativecommons.org/licenses/by-nc-sa/4.0
date: 2025-11-09
publication date: 2025-11-09
starting page: 191
ending page: 211
doi: 10.36701/al-khiyar.v5i2.2624

Strategi Pemberdayaan Wirausaha Syariah Gen-Z Berbasis SWOT pada Start-Up Halal F&B di Indonesia
type: item
description: This study aims to identify the strengths, weaknesses, opportunities, and threats (SWOT) faced by Gen-Z Muslimpreneurs and to formulate empowerment strategies aligned with the principles of Islamic entrepreneurship. The research employs a descriptive qualitative method using a literature review and documentation approach. The analysis is conducted through SWOT mapping, systematically structured based on findings from academic literature and official documents. The results reveal that Gen-Z Muslimpreneurs possess notable strengths, including religiosity, digital proficiency, and innovation capacity. However, they also encounter challenges such as limited managerial experience and restricted access to capital. Externally, they benefit from the growing halal market and supportive regulatory frameworks, yet they must also navigate a highly competitive industry and complex certification processes. Based on this mapping, four strategic directions are proposed: (1) digital Islamic business training (SO), (2) collaboration with halal business incubators (WO), (3) trend filtration based on Islamic values (ST), and (4) mentoring and regulatory literacy (WT). These strategies are further developed into the Operational Framework for Empowering Gen-Z Muslimpreneurs, comprising four core pillars: integrated training, business collaboration, halal trend laboratories, and legal mentoring for business transformation. The findings are expected to serve as both conceptual and practical references for communities, training institutions, and policymakers in fostering a sustainable and competitive Islamic entrepreneurship ecosystem in the era of the global halal industry.
subject: Articles
  topic: section
subject: Gen-Z, halal F&B, empowerment strategy, Islamic entrepreneurship, SWOT
  topic: keywords
creator: Khaerul Aqbar
creator: Azwar Azwar
rights: Copyright (c) 2025 Khaerul Aqbar, Azwar Azwar https://creativecommons.org/licenses/by-nc-sa/4.0
date: 2025-11-09
publication date: 2025-11-09
starting page: 167
ending page: 190
doi: 10.36701/al-khiyar.v5i2.2565

Harmonisasi Standar Sertifikasi Halal Internasional dalam Perspektif Fikih Muamalah: Analisis Diplomasi Ekonomi Halal Indonesia di Pasar Global
type: item
description: The global halal industry is rapidly expanding as one of the strategic sectors in the international economy, with a continually growing market value that involves cross-border transactions, international organizations, and multilateral alliances. Although Indonesia occupies the position of one of the largest consumers of halal products in the world, its contribution as a major player in the global halal industry value chain still faces various structural and diplomatic challenges. This study aims to analyze the harmonization of international halal certification standards from the perspective of fiqh al-muʿāmalah and to formulate the role of Indonesia’s halal economic diplomacy in advocating for the protection of Muslim consumers in global markets. The research employs a qualitative-descriptive approach through library research and policy analysis. The findings indicate that, conceptually, most international halal certification standards converge with maqāṣid al-sharīʿah, particularly in the aspects of ṭahārah, ḥalāl al-dhabīḥah, and istibrā’. However, fragmented standards, divergent ijtihād on animal-derived enzymes and technical alcohol, and asymmetries among certifying authorities generate problems of traceability, the potential for monopolistic practices, and the risk of consumer harm, all of which contradict the legal maxim lā ḍarar wa lā ḍirār. This study underscores the importance of cross-madhhab collective ijtihād (ijtihād jamāʿī), the strengthening of an equitable mutual recognition scheme, and Indonesia’s proactive initiatives as a norm entrepreneur through halal economic diplomacy, including the proposal to establish an international Halal Dispute Board as a dispute settlement instrument and as a means of reinforcing the legitimacy of global halal standards grounded in fiqh al-muʿāmalah.
subject: Articles
  topic: section
subject: Global Halal Industry
  topic: keywords
subject: Halal Alliances
  topic: keywords
subject: Halal Industry Landscape
  topic: keywords
creator: Kurnaemi Anita
creator: Nasrullah bin Sapa
rights: Copyright (c) 2025 Kurnaemi Anita, Nasrullah bin Sapa https://creativecommons.org/licenses/by-nc-sa/4.0
date: 2025-11-09
publication date: 2025-11-09
starting page: 260
ending page: 278
doi: 10.36701/al-khiyar.v5i2.2333

Etika Produksi Konten Deepfake dalam Promosi Produk Halal: Telaah Fikih Media dan Perlindungan Konsumen Muslim
type: item
description: This study examines the use of deepfake technology in halal product promotion, which poses new ethical challenges within the frameworks of media jurisprudence, Islamic economics, and consumer protection. The aim is to analyze the practice of deepfake content production from the perspective of Islamic ethics and media jurisprudence, assess its impact on Muslim consumer perception, and formulate Sharia-based ethical guidelines grounded in maqāṣid al-sharī‘ah. The research employs a qualitative approach using library research and content analysis methods, drawing data from classical and contemporary literature, the Qur’an, Hadith, and previous studies. The findings reveal that the use of deepfake technology in halal promotion has the potential to create misinformation (tagrīr), violate the principles of honesty (ṣidq) and trustworthiness (amānah), and undermine consumer protection. The study emphasizes the importance of maqāṣid al-sharī‘ah as an ethical standard for validating digital content. The main contribution of this research lies in formulating a Sharia ethical framework for halal digital marketing practices, which can serve as a guideline for producers, academics, and policymakers to maintain the competitiveness of the halal industry without neglecting moral and spiritual responsibility.
subject: Articles
  topic: section
subject: Deepfake, halal product promotion, Islamic ethics, media fiqh, maqasid al-shariah.
  topic: keywords
creator: Ihwan Wahid Minu
creator: Nasrullah bin Sapa
rights: Copyright (c) 2025 Ihwan Wahid Minu, Nasrullah bin Sapa https://creativecommons.org/licenses/by-nc-sa/4.0
date: 2025-11-11
publication date: 2025-11-11
starting page: 279
ending page: 293
doi: 10.36701/al-khiyar.v5i2.2327

Opportunity, Challenge, and Strategy of Media in Increasing Waqf Literacy: Correlation and Thematic Interpretation of Relevant Quranic Verses
type: item
description: This study aims to analyze the role of media in enhancing waqf literacy in Indonesia by identifying the opportunities, challenges, and strategies that can be implemented through the integration of thematic interpretations of relevant Quranic verses. This research employs content analysis and thematic interpretation methods to examine the Quranic verses relevant to the research topic. Data are collected from various literature sources, focusing on verses related to charity and waqf, as well as studies concerning media that enhance public understanding of waqf. The results indicate that both mass and digital media play a significant role in improving waqf literacy through strategic information dissemination tailored to audience characteristics. The use of modern technology, collaboration with waqf institutions and religious communities, and real-time analytics present substantial opportunities to broaden public understanding of waqf. However, challenges include a lack of in-depth understanding of waqf among journalists, competition with sensational content on social media, and resource limitations. Effective strategies that can be implemented include the development of engaging educational content, strategic collaborations, multi-channel approaches, and training for journalists.
subject: Articles
  topic: section
subject: media, waqf literacy, strategy, digital technology, quran
  topic: keywords
creator: Azwar Azwar
creator: Achmad Abubakar
creator: Muhammad Irham
rights: Copyright (c) 2025 Azwar Azwar, Achmad Abubakar, Muhammad Irham
date: 2025-05-29
publication date: 2025-05-29
starting page: 125
ending page: 148
doi: 10.36701/al-khiyar.v5i1.2167

Investigasi Kualitatif pada Faktor-faktor yang Mendorong Minat Masyarakat terhadap Penggunaan Bank Syariah di Indonesia
type: item
description: Islamic banking is present as a solution to the conventional banking system, by offering products that are in accordance with Islamic principles, Islamic banking has succesfully developed in Indonesia. This research aims to identify the factors that drive people’s interest in using the products. Using a qualitative approach, this study collected data trhough interviews with informants who have experience or interest in Islamic banking products. The results show that the factors that influence people’s interest in using Islamic bank products and services are driven by the awareness of halal principles and the concept of usury, people are also very satisfied with the administrative costs wich are considered lower than the administration of conventional banks. In addition, the variety of Islamic bank products has also succeesed in attracking public attention. This has a positive impact on the national economy. However, the level of public understanding of these products still needs to be improved. Some complex Islamic products are often insufficiently understood by the general public, therefore, more intensive education is needed tp maximize the utilization of sharia financial products.
subject: Articles
  topic: section
subject: Islamic Economics, Sharia Banking, Usury, Public Interest.
  topic: keywords
creator: Rizka Nabilah Al-Wakhidah
creator: Muhammad Yazid
rights: Copyright (c) 2025 Rizka Nabilah Al-Wakhidah, Muhammad Yazid
date: 2025-05-19
publication date: 2025-05-19
starting page: 115
ending page: 124
doi: 10.36701/al-khiyar.v5i1.1823

Pemanfaatan Media Sosial Instagram sebagai Islamic Digital Marketing Promosi Lingerie pada Akun Wifeonly
type: item
description: Lingerie is a category of women's underwear that implies that it is attractive, fashionable or both. Lingerie is made of light, elastic, smooth, thin, or decorative fabrics such as silk, satin, spandex, chiffon or lace. Wifeonly is a brand owned by Meilia, an entrepreneur from Semarang who initially sold books but shifted to the underwear fashion business due to a continuous decline in book sales. Now wifeonly produces underwear & herbs such as panties, bras and lingerie. Uniquely the system that meilia builds in her business is a Syar'i system or Islamic marketing and makes Instagram the only media to sell her products. The theory used in this research is Islamic digital marketing. This study aims to find out the efforts and attention of business owners in applying the halal system to the products they sell even though their superior products are very vulnerable to being judged negatively in terms of the intended use. The method used in the research is field research, namely a research method that collects data directly in the field, involving observation, interviews, and documentation to understand phenomena in their original context. Now Wifeonly, whose business is rapidly on social media, has a follower of 40,600 people with a turnover of hundreds of millions per month, has answered questions and concerns of some parties about its business, especially the purpose and purpose of using its main product, namely lingerie. The results of the analysis that has been carried out that Wifeonly has implemented Islamic values from the Islamic digital marketing concept.
subject: Articles
  topic: section
subject: Instagram, bisnis fashion, Lingerie.
  topic: keywords
creator: Vina Urwatul Wutsqo
rights: Copyright (c) 2025 Vina Urwatul Wutsqo
date: 2025-05-17
publication date: 2025-05-17
starting page: 99
ending page: 114
doi: 10.36701/al-khiyar.v5i1.1929

Syirkah al-Wujūh Perspektif Mazhab Syafii dan Mazhab Hambali
type: item
description: Syirkah al-Wujūh is a partnership contract between two individuals who do not possess capital but rely on their social reputation and credibility in the community. This study aims to understand the concept of syirkah al-wujūh from the perspectives of the Shafi'i and Hanbali schools and to determine which opinion is more authoritative between them. This research employs a qualitative descriptive approach (non-statistical), focusing on the study of textual sources using normative and comparative approaches. It examines various aspects by relying on secondary sources from the Qur’an, Hadith, and the views of scholars in fiqh literature discussing syirkah al-wujūh. The findings of this research are as follows: First, according to the Shafi'i school, syirkah al-wujūh is a cooperation contract between two parties who share the profits obtained from purchasing goods based on their social reputation. Meanwhile, the Hanbali school defines syirkah al-wujūh as a partnership between two or more individuals who share profits from goods purchased on a deferred payment basis, relying on their social credibility. Second, the two schools differ in their interpretation of the syirkah al-wujūh contract, leading to different legal rulings regarding its validity. The stronger opinion between the two ultimately refers to the general legislation on syirkah, as there is no explicit evidence permitting or prohibiting specific forms of syirkah, including syirkah al-wujūh. The implication of this research is that it can serve as a reference for resolving community issues related to syirkah al-wujūh and as a guideline for entrepreneurs or business practitioners facing similar situations.
subject: Articles
  topic: section
subject: Syirkah
  topic: keywords
subject: Syirkah al-Wujūh
  topic: keywords
subject: Shafi'i School
  topic: keywords
subject: Hanbali School
  topic: keywords
creator: Muttazimah Muttazimah
creator: Kurnaemi Anita
creator: Nur Ismi Auliah
rights: Copyright (c) 2025 Muttazimah Muttazimah, Kurnaemi Anita, Nur Ismi Auliah
date: 2025-05-16
publication date: 2025-05-16
starting page: 79
ending page: 98
doi: 10.36701/al-khiyar.v5i1.2062

Analisis Fikih Muamalah terhadap Akad Kerjasama Sponsorship Perusahaan Rokok dalam Kegiatan Keagamaan
type: item
description: This research examines the sponsorship contract of cigarette companies in religious activities according to fiqh muamalah in line with the rise of this phenomenon in Indonesian Muslim society. This research aims to find out and understand the muamalah fiqh on sponsorship contracts related to the law of cooperation with cigarette companies in religious activities. This research uses descriptive qualitative research, which takes data sources from library books (library research) using a normative approach that uses the Qur'an and sunnah as the main reference and a sociological approach analysing interrelated social structures. The results showed that cigarette companies as sponsors in the religious field, which is seen as a condition inversely proportional to religious goals. Religion teaches us about taking care of ourselves, not doing damage on earth and not oppressing others. So that by sponsoring religious activities, it seems to support the spread of smoking itself, which we already know has a negative impact on the health of the body. The original law of the contract is valid, what is being discussed is the halalness of the object of the goods being promoted. This contract is not valid considering the harm and the law of this cigarette. This research is expected to contribute and become one of the sources of knowledge for knowledge seekers in knowing the law of sponsorship cooperation contracts in cigarette companies.
subject: Articles
  topic: section
subject: Sponsorship, Cigarette Companies, Muamalah Fiqh, Religious Activities
  topic: keywords
creator: Andi Dahmayanti
creator: Risdayani Risdayani
creator: Munawara Munawara
creator: Hayyul Maryam
rights: Copyright (c) 2025 Andi Dahmayanti, Risdayani Risdayani, Munawara Munawara, Hayyul Maryam
date: 2025-05-16
publication date: 2025-05-16
starting page: 59
ending page: 78
doi: 10.36701/al-khiyar.v5i1.2040

Sistem Reseller pada Transaksi Jual Beli dalam Perspektif Fikih Muamalah
type: item
description: This research aims to find out and understand the reseller system in buying and selling transactions from the perspective of muamalah fiqh. This research uses a type of qualitative descriptive research which focuses on the study of manuscripts and texts. The results of this research found that first, the reseller system used in buying and selling transactions is a supporter in the smooth running of buying and selling transactions. As is known, a reseller is a person who resells goods after he has bought them, where he can increase or exceed the price of the goods from the initial or previous price. The reseller system nowadays is really needed because with this system buying and selling transactions can run smoothly and is very helpful for sellers in developing their products so that everyone knows them. Second, the reseller system is allowed. Because this system also includes buying and selling transactions which are permitted in Islam. Because resellers also include contracts or exchange transactions (money from the buyer and goods from the seller). So, just as buying and selling is permitted in the Qur'an and Sunah, so are resellers as long as they fulfill the terms and conditions of buying and selling.
subject: Articles
  topic: section
subject: Reseller, Buying and Selling, Muamalah Fiqh
  topic: keywords
creator: Rosmita Rosmita
creator: Nur Aidah
rights: Copyright (c) 2025 Rosmita Rosmita, Nur Aidah
date: 2025-05-16
publication date: 2025-05-16
starting page: 43
ending page: 58
doi: 10.36701/al-khiyar.v5i1.2027

Tinjauan Hukum Islam terhadap Penerapan Praktek Ju‘ālah Ternak Sapi dalam Mudarabah (Studi Kasus Desa Bontomanai Kecamatan Rilau Ale Kabupaten Bulukumba)
type: item
description: The Islamic economic system is very much needed as in the application of cooperation contracts and profit sharing in the field of animal husbandry, especially in villages that depend on cattle farming as a source of income. This research aims to analyse the application of mudarabah concept in cattle ju'ālah contract in Bontomanai Village, Rilau Ale Sub-district, Bulukumba Regency. This research uses qualitative field research with research approaches including normative, descriptive, and case study approaches. The results showed that the mechanism for implementing the cooperation contract in Bontomanai Village involves the investor who provides the mother cow and the mudarib who maintains it, the profit sharing is divided according to the initial agreement agreed by both parties. as for any losses, it will be fully borne by the owner of the capital, unless the loss is caused by the negligence of the mudarib. In the distribution of profits, both parties agree to share the results of 1 calf for the capital owner at the first birth of the mother cow and 1 calf for the farmer at the second birth of the mother cow. The practice of applying mudarabah with ju'ālah profit sharing is in accordance with the principles of Islamic law, as long as both parties comply with the initial agreement that has been agreed upon and are able to overcome the garar contained in this profit-sharing cooperation. The implications of this research are expected to contribute to the development of literature on the application of sharia contracts in the livestock sector and can be a reference for village communities that have the same potential, especially in mudarabah contracts with ju'ālah profit sharing contracts in cattle.
subject: Articles
  topic: section
subject: Islamic Law, Mudarabah, Ju'alah, Cattle
  topic: keywords
creator: Zulfiah Sam
creator: Syamsiah Nur
creator: Risdayani Risdayani
creator: Srimustika Srimustika
rights: Copyright (c) 2025 Zulfiah Sam, Syamsiah Nur, Risdayani Risdayani, Srimustika Srimustika
date: 2025-05-16
publication date: 2025-05-16
starting page: 15
ending page: 42
doi: 10.36701/al-khiyar.v5i1.1954

Urgensi Implementasi Green Ekonomy terhadap Pemeliharaan Jiwa Manusia (Hifz Nafs) Perspektif Al-Qur’an
type: item
description: This study aims to analyze how the urgency of implementing the green economy on the maintenance of the human soul (Hifz Nafs) perspektif al quran. This research is a qualitative study by conducting library research. The data in the study was obtained by conducting content analysis of sources that have relevance to the topic of research conducted. The results of the study indicate that the importance of implementing the green economy concept in the economy is First, in general, environmental damage that occurs comes from economic activities carried out by individuals in households and by industry. Second, environmental maintenance is part of maintaining human survival (hifz Nafs), and environmental damage is a threat to human survival. Third, the concept of green economy is in line with the goals of the Indonesian national economy as stated in the Constitution Article 33 paragraph 4. Fourth, in the Koran it is clearly stated that the purpose of humans being created was as caliphs who were responsible for making the earth prosperous, not vice versa.
subject: Articles
  topic: section
subject: green economy
  topic: keywords
subject: urgensi
  topic: keywords
subject: implementasi
  topic: keywords
subject: pemeliharaan jiwa
  topic: keywords
subject: al-quran
  topic: keywords
creator: Fatmawati Fatmawati
creator: Achmad Abubakar
creator: Sohrah Sohrah
creator: Heri Iswandi
rights: Copyright (c) 2025 Fatmawati Fatmawati, Achmad Abubakar, Sohrah Sohrah, Heri Iswandi
date: 2025-05-16
publication date: 2025-05-16
starting page: 1
ending page: 14
doi: 10.36701/al-khiyar.v5i1.1829

Pendistribusian Zakat yang Tepat Untuk Mencapai Target SDG’s dan Target Global 2030 Studi Kasus BAZNAS DIY
type: item
description: Zakat plays a strategic role in poverty alleviation and enhancing community welfare, aligning with the objectives of the Sustainable Development Goals (SDGs) and the 2030 global agenda. This study aims to analyze the effectiveness of zakat distribution by the National Zakat Agency (BAZNAS) of the Special Region of Yogyakarta (DIY) in supporting the achievement of specific SDG targets, particularly poverty reduction (SDG 1), quality education (SDG 4), and inclusive economic growth (SDG 8). Using a qualitative approach and a case study method, this research explores BAZNAS’ policies, programs, and the challenges in ensuring targeted zakat allocation. The findings indicate that optimizing zakat distribution based on the needs of mustahik (beneficiaries) and utilizing digital technology can accelerate the realization of the SDGs. Therefore, stronger synergy between BAZNAS, the government, and other stakeholders is essential to enhance the effectiveness and impact of zakat in supporting the global development agenda by 2030.
subject: Articles
  topic: section
subject: Zakat, SDGs, Global Target 2030, BAZNAS, Zakat Distribution
  topic: keywords
creator: Edo Segara Gustanto
creator: Bani Idris Hidayanto
creator: Mohammad Faozi
creator: Nursya'bani Purnama
rights: Copyright (c) 2025 Edo Segara Gustanto Edo, Bani Idris, Faozi, Nursya'bani Purnama https://creativecommons.org/licenses/by-nc-sa/4.0
date: 2025-11-09
publication date: 2025-11-09
starting page: 149
ending page: 166
doi: 10.36701/al-khiyar.v5i2.2042

Perkembangan dan Pemetaan Riset Wakaf Produktif: Analisis Bibliometrik
type: item
description: This study aims to map and analyze the development of research on productive waqf using bibliometric methods in reputable international publications. The research employs quantitative methods through bibliometric analysis on the Scopus database from 2004 to 2024. The results show a significant increase in publications on productive waqf in recent years. The most productive author/researcher in this area and the most frequently cited is A. Ascarya. In terms of publication media, the Journal of Islamic Accounting and Business Research has emerged as a popular platform. Topic mapping results reveal that the keyword "Indonesia" is a focal point in the study of productive waqf. Topics closely related to Indonesia, such as potential, productive waqf, cash waqf, empowerment, development, and company management, are important aspects in the management and empowerment of waqf in the country. Newer research areas, such as empirical evidence, financing models, cash waqf literacy, cash waqf, and Baitul Maal wat Tamwil, have likely been developing in recent years. In terms of density, topics like impact, empirical evidence, and financing models appear to be less explored and may present promising research areas for the future.
subject: Articles
  topic: section
subject: productive waqf, bibliometric, topics, publications, Scopus
  topic: keywords
creator: Azwar Azwar
creator: Khaerul Aqbar
rights: Copyright (c) 2024 Azwar Azwar, Khaerul Aqbar
date: 2024-11-16
publication date: 2024-11-16
starting page: 163
ending page: 184

Sanksi Denda Uang bagi Pelanggar Peraturan dalam Perspektif Hukum Islam: Studi Kasus Penerapan Peraturan Asrama Putri Ma'had Al Ishlah Maros Tahun 2019-2020
type: item
description: The application of monetary penalties as a disciplinary measure in Islamic law has sparked diverse scholarly debates, particularly regarding its validity and conditions for implementation. This study examines the regulations and enforcement of monetary penalties at the female dormitory of Ma’had Al-Ishlah Maros during 2019–2020, aiming to analyze their alignment with Islamic jurisprudence. The primary research questions address (1) the rules and practices surrounding monetary penalties in the dormitory and (2) the Islamic legal perspective on their implementation. This research employs a qualitative field study (Field Research) with a case study approach. Data collection methods include observation, interviews, and documentation, analyzed through normative theological and sociological perspectives. The findings reveal that monetary penalties were applied in three administrative domains: language, cleanliness, and memorization (tahfīẓ), based on a verbal consensus between the dormitory administrators and students. In Islamic jurisprudence, the discourse on monetary penalties is divided: some scholars permit it under judicial authority for public welfare, while others, upheld by the majority (jumhūr), categorically prohibit it, citing the principle of safeguarding Muslim property and avoiding unjust enrichment. Fatwa from Lajnah Daimah supports the prohibition of monetary penalties imposed without legitimate religious authority, even when agreed upon consensually. This study contributes to the discourse on disciplinary measures in Islamic educational settings by exploring the tension between contemporary practices and classical jurisprudence. It highlights the need for further refinement of disciplinary frameworks in Islamic boarding schools to ensure compliance with Shariah principles and foster ethical governance.
subject: Articles
  topic: section
subject: Monetary Penalties, Islamic Jurisprudence, Disciplinary Measures
  topic: keywords
creator: Riska Riska
creator: Farida Aprianti
creator: Muqnitah Muqnitah
creator: Awal Rifai
rights: Copyright (c) 2024 Riska Riska, Farida Aprianti, Muqnitah Muqnitah, Awal Rifai
date: 2024-11-26
publication date: 2024-11-26
starting page: 255
ending page: 270
doi: 10.36701/al-khiyar.v4i2.1827

Perlindungan KUH-Perdata dalam Pemutusan Sepihak pada Kontrak Kerja Tinjauan Fikih Muamalah
type: item
description: The legal protection of the Civil Code and muamalah jurisprudence is needed to answer and provide a solution to problems related to unilateral termination of employment relations by a company or limited liability company or individual that occurs in society. This research aims to analyze the protection provided by the Civil Code (KUH-Perdata) in the context of unilateral termination of employment contracts with a review of the principles of muamalah fiqh. The research results show: First, the Civil Code provides protection for workers affected by unilateral termination of employment contracts through various provisions that regulate workers' normative rights, including the right to income, benefits and protection against discrimination. Second, muamalah fiqh has several principles that are relevant in assessing the validity and justice of unilateral termination of an employment contract, such as justice, agreement, fair compensation, freedom of contract and must be carried out taking into account sharia principles, such as fairness, honesty and equality. Therefore, the parties involved in an employment contract must understand and respect each other's rights. Third, regarding the provisions of the Civil Code which regulate unilateral termination of employment contracts, it can be concluded that most of the principles of muamalah fiqh are reflected in Indonesian civil law. However, there is still room for increasing protection for workers in unilateral termination in accordance with the values ​​of muamalah fiqh.
subject: Articles
  topic: section
subject: Protection, Unilateral Termination, Civil Code, Muamalah Fiqh
  topic: keywords
creator: Iskandar Iskandar
creator: M. Dzulfaldi S.
creator: Srydewi Awaliani Syaputri
rights: Copyright (c) 2024 Iskandar Iskandar, M. Dzulfaldi S., Srydewi Awaliani Syaputri
date: 2024-11-26
publication date: 2024-11-26
starting page: 237
ending page: 254
doi: 10.36701/al-khiyar.v4i2.1841

Analisis Penerapan BPJS Kesehatan Ditinjau Dari Prespektif Ekonomi Islam
type: item
description: Studi ini menganalisis implementasi BPJS Kesehatan, program asuransi kesehatan nasional Indonesia, dari perspektif ekonomi Islam. BPJS Kesehatan berperan penting dalam memberikan perlindungan kesehatan bagi masyarakat Indonesia melalui model cross-subsidization, di mana yang kaya mensubsidi yang membutuhkan. Dari sudut pandang Islam, BPJS Kesehatan sejalan dengan prinsip ta'awun (bantuan timbal balik), keadilan, dan keadilan sosial, yang merupakan dasar dalam ekonomi Islam. Namun, tantangan seperti ketidakpuasan terhadap kualitas layanan, defisit keuangan, dan kepuasan publik terhadap layanan BPJS Kesehatan menyoroti area yang perlu perbaikan. Melalui analisis kualitatif, studi ini mengevaluasi mekanisme BPJS Kesehatan dan mengusulkan penyesuaian untuk lebih selaras dengan prinsip Syariah. Artikel ini bertujuan untuk berkontribusi pada pengembangan sistem asuransi kesehatan yang sesuai dengan standar yang berkelanjutan dan etis seperti yang diamanatkan oleh ekonomi Islam.
subject: Articles
  topic: section
subject: BPJS Kesehatan
  topic: keywords
subject: Ekonomi Islam
  topic: keywords
subject: Asuransi Syariah
  topic: keywords
subject: Sharia Compliance
  topic: keywords
subject: Social Justice
  topic: keywords
creator: Zhella Annisa
creator: Muhammad Akmal Chesta Adabi
creator: Rohmah Sabiq
creator: Raisa Syabani
rights: Copyright (c) 2024 Zhella Annisa, Muhammad Akmal Chesta Adabi, Rohmah Sabiq, Raisa Syabani
date: 2024-11-25
publication date: 2024-11-25
starting page: 221
ending page: 236
doi: 10.36701/al-khiyar.v4i2.1789

Optimalisasi Prinsip Lā Ḍarar wa Lā Ḍirār dalam Akad Mudarabah: Studi Kasus Praktik Bisnis Mizuta di Makassar
type: item
description: The practice of mudarabah is often a topic of debate, particularly when mudarabah financing involves capital contributions from the mudarib. Therefore, it is necessary to find solutions to the issues within the mudarabah contract by applying fiqh principles. This study aims to understand the concept of the mudarabah contract in Islam and its relation to the principle of lā ḍarar wa lā ḍirār. The research questions addressed are: first, how does the concept of the mudarabah contract in Islam relate to the principle of lā ḍarar wa lā ḍirār? Second, how is the principle of lā ḍarar wa lā ḍirār implemented in mudarabah partnerships in Mizuta Makassar?. This research employs a qualitative method with normative and sociological approaches, and it is conducted as field research. The findings reveal: firstly, in the mudarabah contract, the ṣāḥibu al-Māl, as the capital owner, entrusts all their assets to the mudarib, who manages these assets under the condition that the profit is shared according to the initial agreement. In practice, there is often injustice between the parties involved, which necessitates the application of the principle of lā ḍarar wa lā ḍirār to prevent harm. Secondly, in Mizuta Makassar, the principle of lā ḍarar wa lā ḍirār is implemented through the establishment of a clear contract from the outset, transparency in reporting, and regular evaluation meetings. To date, this approach has successfully prevented disputes within the partnership. The implications of this study are expected to serve as a reference for other researchers in similar studies and to further develop research in this field.
subject: Articles
  topic: section
subject: Mudarabah Contract, Principle of Lā Ḍarar wa Lā Ḍirār, Shariah Implementation
  topic: keywords
creator: Sri Reski Wahyuni Nur
creator: Saadal Jannah
creator: Nabilah Al Azizah
creator: Shaimah Azzahar
rights: Copyright (c) 2024 Sri Reski Wahyuni Nur, Saadal Jannah, Nabilah Al Azizah, Shaimah Azzahar
date: 2024-11-20
publication date: 2024-11-20
starting page: 200
ending page: 220
doi: 10.36701/al-khiyar.v4i2.1818

Sistem Jual Beli Benih Ikan Berdasarkan Prediksi Jumlah dan Berat dalam Tinjauan Fikih Muamalat (Studi Kasus Usaha Nahla Nila Sempange, Desa Pakkanna Kabupaten Wajo)
type: item
description: Penelitian ini bertujuan untuk mengetahui dan memahami hukum terkait sistem penjualan benih ikan berdasarkan prediksi jumlah dan berat pada usaha Nahla Nila. Permasalahan yang penulis angkat dalam penelitian ini yaitu: pertama, bagaimana sistem penjualan benih ikan berdasarkan prediksi jumlah dan berat pada usaha Nahla Nila; kedua, bagaimana tinjauan fikih muamalat tentang sistem penjualan benih ikan berdasarkan prediksi jumlah dan berat pada usaha Nahla Nila. Metode yang digunakan dalam penelitian ini adalah metode penulisan (field research) dengan fokus pada data kualitatif. Proses pengumpulan data dilakukan melalui observasi langsung di lapangan, wawancara dengan berbagai pihak terkait, serta analisis data dari dokumen-dokumen tertulis sebagai sumber informasi. Hasil penelitian ini menunjukkan bahwa: pertama, sistem jual beli benih Ikan berdasarkan prediksi jumlah dan ukuran pada Usaha Nahla Nila yaitu penjualan benih ikan menggunakan takaran gram 1 ekor benih ikan nila sebagai sampel untuk dikalkulasikan dengan jumlah benih ikan yang akan dibeli. Kedua, tinjauan fikih muamalat penjualan benih ikan berdasarkan prediksi jumlah dan berat pada usaha Nahla Nila hukumnya sah dan mubah (dibolehkan), karena telah memenuhi rukun dan syarat jual beli. Implikasi penelitian ini adalah menjelaskan sistem jual beli dan tinjauan fikih muamalat penjualan benih ikan nila berdasarkan prediksi jumlah dan berat pada usaha Nahla Nila. Penelitian ini diharapkan dapat memberikan sumbangan pengetahuan dan khazanah keislaman secara pribadi maupun secara umum kepada seluruh kalangan masyarakat terkhusus bagi pelaku usaha ikan nila terkait sistem jual beli dan tinjauan fikih muamalat penjualan benih Ikan berdasarkan prediksi jumlah dan ukuran.
subject: Articles
  topic: section
subject: Benih ikan, fikih muamalat, jual beli, prediksi jumlah dan berat, usaha Nahla nila sempange
  topic: keywords
creator: M. Kasim
creator: Awal Rifai
creator: Muhammad Akib
rights: Copyright (c) 2024 M. Kasim, Awal Rifai, Muhammad Akib
date: 2024-11-16
publication date: 2024-11-16
starting page: 185
ending page: 199
doi: 10.36701/al-khiyar.v4i2.1816

Praktik Developer Syariah Tanpa Kredit Perbankan Perspektif Fikih Muamalah (Studi Kasus di Perumahan Istiqomah Kabupaten Berau)
type: item
description: The research aims to analyse the law of sharia developer practices without bank credit in Istiqomah Housing in the perspective of fiqh muamalah. This research uses qualitative field research with a research approach using normative and sociological approaches. As for data collection through interviews and documentation, then the data is analysed using qualitative descriptive analysis. The results of the research found that long-term credit begins with negotiations between the housing authority and consumers regarding the fees to be paid, as well as determining the time to install the house with a maximum time of 10 years. This agreement is written, signed and owned by both parties. Home financing in Istiqomah housing uses an istiṣnā‘ contract, where istiṣnā’ is a form of sale and purchase contract that involves ordering the manufacture of goods. The housing developer provides a credit payment system without going through a bank, and this credit sale and purchase is allowed in sharia. The ruling on the sale and purchase of housing is permissible because it fulfils the pillars and conditions of the sale and purchase contract and does not contradict the Islamic Shariah. The implications of the research are expected to be a good reference for developers, consumers, and the community to always apply home sale and purchase financing in accordance with Islamic law.
subject: Articles
  topic: section
subject: Sharia Developer, Fiqh Muamalah, Istiqomah Housing
  topic: keywords
creator: Andi Dahmayanti
creator: Munawara Munawara
creator: Risdayani Risdayani
creator: Rodhiyyah Nur Pratiwi
rights: Copyright (c) 2024 Andi Dahmayanti, Munawara Munawara, Risdayani Risdayani, Rodhiyyah Nur Pratiwi
date: 2024-11-16
publication date: 2024-11-16
starting page: 146
ending page: 162

Pelanggaran terhadap Akad Mudarabah dalam Perspektif Fikih Mu’amalah (Studi Analisis Kaidah al-Hukmu Yadūru Ma’a ‘Illatihi Wujūdan wa ‘Adaman)
type: item
description: This study aims to determine the violation of the mudarabah contract in terms of the rules of the proposal of al-hukmu yadūru ma'a 'illatihi wujūdan wa 'adaman). This research uses a type of qualitative descriptive research using normative approach methods and sociological approaches. The results of the study found that violations of the mudarabah contract occur if the contract is not in accordance with the pillars, terms, and conditions that must be in the mudarabah contract, 'Illat in the mudarabah contract includes the perpetrator, the object of the transaction (capital, profit), and the contract (shighat). If the 'illat in the mudarabah contract does not exist, then the contract is haram. The implications of this research are expected to be a reference, reading material that is easy to understand, and become a positive reference material and information to the government entrepreneurs, and society in general.
subject: Articles
  topic: section
subject: Violations
  topic: keywords
subject: Akad Mudharabah
  topic: keywords
subject: Jurisprudence of Mu'amalah
  topic: keywords
creator: Saadal Jannah
creator: Andi Dahmayanti
creator: Windy Sulfiana
rights: Copyright (c) 2024 Saadal Jannah, Andi Dahmayanti, Windy Sulfiana
date: 2024-11-16
publication date: 2024-11-16
starting page: 124
ending page: 145
doi: 10.36701/al-khiyar.v4i2.1443

Menjual Murah Barang Dagang yang Menyelisihi Harga Pasar Menurut Tinjauan Hukum Islam (Studi Kasus di Pasar Tramo Kabupaten Maros)
type: item
description: This research aims to find out about the causal factors and laws for selling cheap commercial goods that differ from market prices according to Islamic law (Case Study at Tramo Market, Maros Regency). The type of research used in this research is field research with a case study approach. The research results show: 1) the main factor causing cheap sales of merchandise that occurs at Tramo Maros Market is based on an agreement between sellers and buyers who are both willing, however there are several other factors that influence some traders in selling their merchandise cheaply, including; willingness, compulsion, feelings of reluctance and shame, pressure because of the need for money and goods obtained without capital; and 2) a review of Islamic law regarding the cheap sale of merchandise at Tramo Maros Market is permissible (mubah), because apart from being based on willingness, it is also in accordance with the concept of buying and selling in Islam where the conditions for determining prices are fulfilled, namely in accordance with the principles of selling. buying and selling in Islam and market mechanisms in Islam and in accordance with the concept of fair prices in Islam and the buying and selling process carried out also meets the pillars and requirements in Islam, so that this buying and selling is legal.
subject: Articles
  topic: section
subject: selling, cheap, merchandise, Islamic law, Maros Regency
  topic: keywords
creator: Ahmad Syaripudin
creator: Muhammad Ikhsan
creator: Mujahid Al-Islam
rights: Copyright (c) 2024 Ahmad Syaripudin, Muhammad Ikhsan, Mujahid Al-Islam
date: 2024-05-24
publication date: 2024-05-24
starting page: 96
ending page: 123
doi: 10.36701/al-khiyar.v4i1.1448

Tinjauan Hukum Islam terhadap Penggunaan Voucer Gratis Ongkir di Shopeepay dalam Aplikasi Marketplace Shopee
type: item
description: This research aims to find out the law on free shipping vouchers on Shopeepay in the Shopee application from an Islamic legal perspective. This research uses a qualitative descriptive research method or library research which focuses on the study of manuscripts and texts, using a normative approach and a sociological approach. The results of the analysis show that the mechanism for free shipping vouchers on Shopeepay is by topping up or topping up your balance. Topping up Shopeepay funds can be done in several ways, including: via bank transfer, ATM, Alfamart and Indomaret. Shopeepay top up can be done by clicking top up then selecting the desired top up payment method. After being reviewed and analyzed according to the perspective of Islamic law, free shipping vouchers on Shopeepay are permissible because the funds on Shopeepay are takyif as a sarf contract (exchanging money in paper form for electronic money) so in this case, the use of free shipping vouchers on Shopeepay in the Shopee application is permissible. . The implications of this research are First, Shopee users, especially Muslims who activate ShopeePay to fulfill their needs, are advised to be more careful in carrying out this transaction, as a Muslim you must know the contract you are making so as not to violate the Sharia. Second, Shopee is expected to also pay attention to the service features it already has, such as cashback, discounts, free shipping and other service features using Shopeepay based on sharia provisions.
subject: Articles
  topic: section
subject: shopeepay, Islamic law, contract
  topic: keywords
creator: Rosmita
creator: Farida Aprianti
creator: Rahma Alia BS
rights: Copyright (c) 2024 Rosmita, Farida Aprianti, Rahma Alia BS
date: 2024-05-24
publication date: 2024-05-24
starting page: 72
ending page: 95
doi: 10.36701/al-khiyar.v4i1.1444

Strategi Penguatan Industri Halal di Indonesia: Analisis SWOT
type: item
description: This research aims to analyze the internal (strengths and weaknesses) and external (opportunities and threats) factors that influence the halal industry in Indonesia and formulate appropriate strengthening strategies based on the results of the SWOT analysis. This research uses a mixed approach, or a combination of qualitative and quantitative methods (mixed method), in the form of an exploratory sequential design using the SWOT analysis technique. The research results show that the strength of Indonesia's halal industry lies in the largest Muslim population in the world, a wealth of natural resources, a strong understanding of Islamic culture, and increased consumer awareness of halal products. However, the halal industry also has weaknesses, such as underdeveloped infrastructure, intense local competition, problems with product quality and authenticity, and difficulties in accessing global markets. From the external side, there are great opportunities to enter international markets, develop innovative halal products, establish strategic partnerships, and take advantage of local market growth. However, the halal industry is also faced with the risk of changing consumer trends, global competition, and product quality problems. Therefore, strengthening strategies are needed in several main areas: increasing productivity and competitiveness, implementing and strengthening policies and regulations, and strengthening finance and infrastructure. Apart from that, efforts are also needed to increase brand awareness of halal products and public awareness about halalness.
subject: Articles
  topic: section
subject: halal, industry, Indonesia, SWOT
  topic: keywords
creator: Azwar Azwar
creator: Khaerul Aqbar
rights: Copyright (c) 2024 Azwar Azwar
date: 2024-05-24
publication date: 2024-05-24
starting page: 47
ending page: 71
doi: 10.36701/al-khiyar.v4i1.1432

Hukum Sponsorship Bersyarat Online Shop Buynana Chips Perspektif Fikih Muamalah
type: item
description: This research aims to determine the concept of conditional sponsorship cooperation in the Buynana Chips online shop and what the law is from a muamalah jurisprudence perspective. The formulation of the problem in this research is: first, what is the concept of conditional sponsorship activities in the Buynana Chips online shop; second, what is the legal review from the perspective of muamalah jurisprudence regarding conditional sponsorship activities at the Buynana Chips online shop. The type of research used is qualitative research, which focuses on field studies. Data collection was carried out by means of observation, interviews and documentation using normative and empirical approach methods. The research results found were as follows: first, the Buynana Chips online shop added several conditions to the sponsorship collaboration, including having to sell a certain amount of its products within two weeks and wages given only based on the number of products sold. The sponsor recipient must also bear the cost of shipping the goods. However, Buynana Chips usually bears a small portion of the shipping costs for the goods to be sent to the sponsor recipient. Fines if you are late in depositing funds to Buynana Chips and penalties for not depositing funds. Second, the conditional sponsorship law in the Buynana Chips online shop is permitted because the conditions are in line with the purpose of the contract, it is a community habit, there are benefits and there is also no coercion in this transaction. Except for the terms of fines which can result in usury transactions
subject: Articles
  topic: section
subject: muamalah, fiqh, sponsorship, conditional
  topic: keywords
creator: Nuraeni Novira
creator: Sri Ujiana Putri
creator: Anisa Indarwati Legimin
rights: Copyright (c) 2024 Nuraeni Novira, Sri Ujiana Putri, Anisa Indarwati Legimin
date: 2024-05-20
publication date: 2024-05-20
starting page: 31
ending page: 46
doi: 10.36701/al-khiyar.v4i1.1340

Hukum Pemakaian Sistem Pembayaran Shopee PayLater dalam Jual Beli Online Menurut Perspektif Fikih Muamalah
type: item
description: Shopee PayLater is an online buying and selling system that is paid in installments with the terms and conditions applied by Shopee. This research aims to find out how muamalah jurisprudence reviews the payment system using Shopee PayLater. This research is a qualitative descriptive research (library research) with a normative juridical approach method. The results of research on Shopee PayLater contracts including qarḍ contracts, namely Shopee PayLater electronic money loans for e-commerce, show that these loans are not permitted because they contain elements that are contrary to Islamic law, namely the element of usury. The implication of this research is that all parties, especially Shopee users, should pay more attention to the contracts used in transactions so as not to fall into contracts that contain prohibited elements in the Shari'a.
subject: Articles
  topic: section
subject: Payment System, Shopee PayLater, Fiqh Muamalah
  topic: keywords
creator: Andi Dahmayanti Muchtar
creator: Syamsiah Nur
creator: Miftahul Jannah
rights: Copyright (c) 2024 Andi Dahmayanti Muchtar, Syamsiah Nur, Miftahul Jannah
date: 2024-05-24
publication date: 2024-05-24
starting page: 12
ending page: 30
doi: 10.36701/al-khiyar.v4i1.1333

Penerapan Larangan Magrib sebagai Solusi Mengatasi Agency Problem dalam Akad Mudharabah
type: item
description: The mudharabah (profit sharing) agreement is a contract that is characteristic of sharia financial institutions. However, agency problems often occur in mudharabah contracts. This article discusses the prevention of mudharabah contract agency problems through the prohibition of maghrib (maisir, gharar, usury and falsehood). The aim is to provide alternative solutions in overcoming mudharabah contract agency problems. The research method used is qualitative literature with a descriptive approach. Primary and secondary data collected through orientation and exploration will be analyzed using inductive and deductive techniques. The results explain that potential agency problems can be reduced by implementing sunset prohibitions (maisir, gharar, usury and falsehood) in the mudharabah contract evaluation process. Both in management processes and financial reports, sunset analysis can be applied to detect or avoid information asymmetries.
subject: Articles
  topic: section
subject: mudharabah, magrib, agency problem
  topic: keywords
creator: Ali Wardani
creator: Wahyuddin Abdullah
creator: Rika Dwi Ayu Parmitasasri
rights: Copyright (c) 2024 Ali Wardani, Wahyuddin Abdullah, Rika Dwi Ayu Parmitasasri
date: 2024-05-24
publication date: 2024-05-24
starting page: 1
ending page: 11
doi: 10.36701/al-khiyar.v4i1.1286