AL-KHIYAR: Jurnal Bidang Muamalah dan Ekonomi Islam

Penerapan Larangan Magrib sebagai Solusi Mengatasi Agency Problem dalam Akad Mudharabah

Ali Wardani, Wahyuddin Abdullah, Rika Dwi Ayu Parmitasasri — Fri, 24 May 2024 00:00:00 +0000

The mudharabah (profit sharing) agreement is a contract that is characteristic of sharia financial institutions. However, agency problems often occur in mudharabah contracts. This article discusses the prevention of mudharabah contract agency problems through the prohibition of maghrib (maisir, gharar, usury and falsehood). The aim is to provide alternative solutions in overcoming mudharabah contract agency problems. The research method used is qualitative literature with a descriptive approach. Primary and secondary data collected through orientation and exploration will be analyzed using inductive and deductive techniques. The results explain that potential agency problems can be reduced by implementing sunset prohibitions (maisir, gharar, usury and falsehood) in the mudharabah contract evaluation process. Both in management processes and financial reports, sunset analysis can be applied to detect or avoid information asymmetries.

Hukum Pemakaian Sistem Pembayaran Shopee PayLater dalam Jual Beli Online Menurut Perspektif Fikih Muamalah

Andi Dahmayanti Muchtar, Syamsiah Nur, Miftahul Jannah — Fri, 24 May 2024 00:00:00 +0000

Shopee PayLater is an online buying and selling system that is paid in installments with the terms and conditions applied by Shopee. This research aims to find out how muamalah jurisprudence reviews the payment system using Shopee PayLater. This research is a qualitative descriptive research (library research) with a normative juridical approach method. The results of research on Shopee PayLater contracts including qarḍ contracts, namely Shopee PayLater electronic money loans for e-commerce, show that these loans are not permitted because they contain elements that are contrary to Islamic law, namely the element of usury. The implication of this research is that all parties, especially Shopee users, should pay more attention to the contracts used in transactions so as not to fall into contracts that contain prohibited elements in the Shari'a.

Hukum Sponsorship Bersyarat Online Shop Buynana Chips Perspektif Fikih Muamalah

Nuraeni Novira, Sri Ujiana Putri, Anisa Indarwati Legimin — Mon, 20 May 2024 09:50:24 +0000

This research aims to determine the concept of conditional sponsorship cooperation in the Buynana Chips online shop and what the law is from a muamalah jurisprudence perspective. The formulation of the problem in this research is: first, what is the concept of conditional sponsorship activities in the Buynana Chips online shop; second, what is the legal review from the perspective of muamalah jurisprudence regarding conditional sponsorship activities at the Buynana Chips online shop. The type of research used is qualitative research, which focuses on field studies. Data collection was carried out by means of observation, interviews and documentation using normative and empirical approach methods. The research results found were as follows: first, the Buynana Chips online shop added several conditions to the sponsorship collaboration, including having to sell a certain amount of its products within two weeks and wages given only based on the number of products sold. The sponsor recipient must also bear the cost of shipping the goods. However, Buynana Chips usually bears a small portion of the shipping costs for the goods to be sent to the sponsor recipient. Fines if you are late in depositing funds to Buynana Chips and penalties for not depositing funds. Second, the conditional sponsorship law in the Buynana Chips online shop is permitted because the conditions are in line with the purpose of the contract, it is a community habit, there are benefits and there is also no coercion in this transaction. Except for the terms of fines which can result in usury transactions

Strategi Penguatan Industri Halal di Indonesia: Analisis SWOT

Azwar Azwar, Khaerul Aqbar — Fri, 24 May 2024 00:00:00 +0000

This research aims to analyze the internal (strengths and weaknesses) and external (opportunities and threats) factors that influence the halal industry in Indonesia and formulate appropriate strengthening strategies based on the results of the SWOT analysis. This research uses a mixed approach, or a combination of qualitative and quantitative methods (mixed method), in the form of an exploratory sequential design using the SWOT analysis technique. The research results show that the strength of Indonesia's halal industry lies in the largest Muslim population in the world, a wealth of natural resources, a strong understanding of Islamic culture, and increased consumer awareness of halal products. However, the halal industry also has weaknesses, such as underdeveloped infrastructure, intense local competition, problems with product quality and authenticity, and difficulties in accessing global markets. From the external side, there are great opportunities to enter international markets, develop innovative halal products, establish strategic partnerships, and take advantage of local market growth. However, the halal industry is also faced with the risk of changing consumer trends, global competition, and product quality problems. Therefore, strengthening strategies are needed in several main areas: increasing productivity and competitiveness, implementing and strengthening policies and regulations, and strengthening finance and infrastructure. Apart from that, efforts are also needed to increase brand awareness of halal products and public awareness about halalness.

Tinjauan Hukum Islam terhadap Penggunaan Voucer Gratis Ongkir di Shopeepay dalam Aplikasi Marketplace Shopee

Rosmita, Farida Aprianti, Rahma Alia BS — Fri, 24 May 2024 00:00:00 +0000

This research aims to find out the law on free shipping vouchers on Shopeepay in the Shopee application from an Islamic legal perspective. This research uses a qualitative descriptive research method or library research which focuses on the study of manuscripts and texts, using a normative approach and a sociological approach. The results of the analysis show that the mechanism for free shipping vouchers on Shopeepay is by topping up or topping up your balance. Topping up Shopeepay funds can be done in several ways, including: via bank transfer, ATM, Alfamart and Indomaret. Shopeepay top up can be done by clicking top up then selecting the desired top up payment method. After being reviewed and analyzed according to the perspective of Islamic law, free shipping vouchers on Shopeepay are permissible because the funds on Shopeepay are takyif as a sarf contract (exchanging money in paper form for electronic money) so in this case, the use of free shipping vouchers on Shopeepay in the Shopee application is permissible. . The implications of this research are First, Shopee users, especially Muslims who activate ShopeePay to fulfill their needs, are advised to be more careful in carrying out this transaction, as a Muslim you must know the contract you are making so as not to violate the Sharia. Second, Shopee is expected to also pay attention to the service features it already has, such as cashback, discounts, free shipping and other service features using Shopeepay based on sharia provisions.

Menjual Murah Barang Dagang yang Menyelisihi Harga Pasar Menurut Tinjauan Hukum Islam (Studi Kasus di Pasar Tramo Kabupaten Maros)

Ahmad Syaripudin, Muhammad Ikhsan, Mujahid Al-Islam — Fri, 24 May 2024 00:00:00 +0000

This research aims to find out about the causal factors and laws for selling cheap commercial goods that differ from market prices according to Islamic law (Case Study at Tramo Market, Maros Regency). The type of research used in this research is field research with a case study approach. The research results show: 1) the main factor causing cheap sales of merchandise that occurs at Tramo Maros Market is based on an agreement between sellers and buyers who are both willing, however there are several other factors that influence some traders in selling their merchandise cheaply, including; willingness, compulsion, feelings of reluctance and shame, pressure because of the need for money and goods obtained without capital; and 2) a review of Islamic law regarding the cheap sale of merchandise at Tramo Maros Market is permissible (mubah), because apart from being based on willingness, it is also in accordance with the concept of buying and selling in Islam where the conditions for determining prices are fulfilled, namely in accordance with the principles of selling. buying and selling in Islam and market mechanisms in Islam and in accordance with the concept of fair prices in Islam and the buying and selling process carried out also meets the pillars and requirements in Islam, so that this buying and selling is legal.