Tinjauan Hukum Islam terhadap Penerimaan Dana Corporate Social Responsibility (CSR) dari Bank Konvensional

Review of Islamic Law Regarding the Acceptance of Corporate Social Responsibility (CSR) Funds from Conventional Banks

  • Hendra Wijaya Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA), Makassar, Indonesia
  • Sartini Lambajo Sekolah Tiggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia
  • Dewi Indriani Sekolah Tiggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia
  • Mutmainna Mutmainna Sekolah Tiggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia
Keywords: CSR, usury, conventional bank, Islamic Law

Abstract

This study aims to determine the nature of CSR and the law on the receipt and use of CSR funds in a review of Islamic law. The type of research used is descriptive qualitative (non-statistical) with a normative approach and library research methods. The results of the study show that CSR in an Islamic perspective is a business practice that has an Islamic ethical responsibility. The company incorporates Islamic religious norms which are marked by a sincere commitment to maintaining social contracts in its operations. Even though there is no limit to the amount of ownership of goods, services and profits, the ways to obtain and utilize them are limited by lawful and unlawful rules laid down by Shari'a. The view of Islamic law on receiving CSR funds from these conventional banks is detailed as follows. First, when viewed from the benefit in particular, leaving the funds/assistance provided and offered from these conventional banks, whether in the form of sweepstakes, prizes, or social responsibility programs, is better because it is something that comes from unlawful assets (usury). Second, however, if we look at the general benefits, it is permissible for us to take CSR assistance/funds from these conventional banks but not to use them for personal needs, namely to use them for public needs and benefits, such as for building bridges, repairing roads, making toilets. general, and so on.

References

Abdullah bin Muhammad as-Sa’idi,“ar riba fil mu’amalat al-mashrafiyyah al mu’ashirah” (Cet. I kerajaan Saudi arabia, Daar Thayyiban 1999 M.)

Abdurrahman Al-Jaziri, Al-Fiqh ala al-Madzahib al-Arb’ah.

Al Fiqh” hal. 398, terbitan Dar Blancia, cetakan pertama, 1424 H.

Bank mandiri, Spirit Memakmurkan Negeri, https://www.bankmandiri.co.id/web/csr/spirit-memakmurkan-negeri.

Bank Mega,”Mega Peduli”, https://www.bankmega.com/id/tentang-kami/csr-new/csr-mega-peduli.

Cik Hasan Bakri, “Model Penelitian Kitab Fikih”.

Dr. Abdullah al-Umrani, Al-Manfa’ahtu fil Qardh.

Dr. Erwendi Tarmizi, Harta Haram Muamalat Kontenporer, (Cet.XXII; Bogor: PT Berkat Mulia Insani, 2019).

Dr. Rafiq Al-Mishri, Jami’ Ushulurriba.

Dr. Sulaiman al-Asyqar, “Qodhaya fiqhiyyah Muashirah”, jilid II.

Dr. Yusuf as-Syubaili, al-Muqaddimah filmasharif Islamiyah.

Fatawa Islamiyah, 2:884

Fatwa Dewan Syari’ah Nasional “Tentang Al-Qardh” No. 19/DSN-MUI/IV/2001

Fatwa Islamiyah, 2:885.

Fatwa Lajnah Da’imah (Komite tetap untuk fatwa dan penelitian) Arab Saudi. Sebagaimana dinyatakan dalam fatwa no. 16576.

Fatwa Lajnah Da’imah 13/353.

Fatwa Lajnah Da’imah 16/532.

Fatwa Majelis Ulama Indonesia (MUI) “Tentang Bunga” No 1 Tahun 2004 .

Fatwa Majelis Ulama Indonesia “Fatwa Tentang Bunga” thn 2004 no.1.

Guru pendidikan, “contoh perusahaan yang menawarkan CSR”, https://www.gurupendidikan.co.id/csr-adalah/3more.

Hasbi Mutsani,” Pengertian Bank Konvensional : Tujuan, Fungsi dan Prinsipnya Lengkap“,https://tutorialbahasainggris.co.id/pengertian-bank-konvensional-tujuan-fungsi-dan-prinsipnya-lengkap.

Hengki Hermanto, “Kuantitatif VS Kualitatif”, Slide Player, https://slideplayer.info/slide/5304424/

Imam Ahmad Ibn Al-Husain Ibn Ali Ibn Musa – Abu Bakar Al-Baihaqi, Maktabah Dar Al-Baz – Makkah Al-Mukarramah, Tahun 1414 H/1994 M.).

Imam Bukhari, al-Jami al-Musnad as-Sahih al Mukhtasar min Umur Rasulillah saw. wa Sunanihi wa Ayyamihi, no. 3651.

Irawati dan Akramunnas “Pengetahuan Masalah Tentang Riba Terhadap Perilaku Utang Piutang di Kecamatan Anreapi Polewali Mandar”, Skripsi (Makassar: Fak. Ekonomi dan Bisnis UIN Alauiddin, 2019).

Kamus Besar Bahasa Indonesia (KBBI) Kamus versi online/daring (dalam jaringan),https://kbbi.web.id/dana.

Kementerian Agama Republik Indonesia, Al-Qur’an Hafalan perkata Metode 7 Kotak Blok Warna dan Terjemah, (Jakarta: Al-Qur’an Al-Qosbah, 2020).

Kumpulan Makalah Raihlah ilmu, dan untuk meraih ilmu, belajarlah untuk tenang dan sabar, ”Bank Konvensional”, https://kumpulanmakalah94.blogspot.com/2016/03/bank-konvensional.

Mahmuddin, Ronny, Aswar Aswar, and Ridwan Ridwan. 2021. “Tradisi Mappakatanni Dalam Muamalah: Studi Terhadap Pemahaman Konsep Riba Masyarakat Desa Parinding”. AL-KHIYAR: Jurnal Bidang Muamalah Dan Ekonomi Islam 1 (1), 1-14. https://doi.org/10.36701/al-khiyar.v1i1.444.

Muhammad bin Sholeh Al-Utsaimin, Al-Bab Al-Maftuh, 109/9.

Muhammad, Manajemen Dana Bank Syariah, (cet. 1: Jakarta : Rajawali Pers, 2014).

Mukhtar, Metode Penelitian Deskripsi Kualitatif (Jakarta: GP Press Group, 2013).

Organization for Economic Coorperation and Development (EOCD) “Pengertian Coorporate Social Responsibility” Situs Resmi Rahmatullah, http://www.rahmatullah .net/2011/08/memahami corporate social.html.

Qadi Abu Bakar Ibnu Al Arabi, “Ahkamul Quran”.

Republik Indonesia, Undang-Undang RI Nomor 14 Tahun 1967 tentang Pokok-Pokok Perbankan, pasal 1 huruf (a)

Republik Indonesia, Undang-Undang RI Nomor 14 Tahun 1967 tentang Pokok-Pokok Perbankan, pasal 1 huruf (b)

Republik Indonesia, Undang-Undang RI Nomor 7 Tahun 1992 tentang Perbankan, pasal 1 angka 1

Sarno Wuragil, “Corporate Social Responsibility dalam Perspektif Islam”, https://www.sarno.id/2017/01/corporate-social-responsibility-dalam-perspektif-islam

Sekilas bank, “pengertian bank dan perbankan”, https://sekilasbank.blogspot.com/2010/12/pengertian-bank-dan-perbankan.html#more

Sri Susilo dkk, Bank dan Lembaga Keuangan Lain, (Yogyakarta; Gama Mulia, 2002).

Sunan Al-Baihaqi Al-Kubra, Hadis No. 10715, jilid 5.

Syaikh Muhammad bin Shalih Al-Utsaimin, Asy Syarhul mumti’,(kairo, daarul atsar 1998 M., jilid X).

Syaikh Shalih al-Fauzan,”Al Muntaqa Min Fatawa Syaikh Shalih al-Fauzan”, jilid. IV.

Syamsul Effendi , “Riba Dan Dampaknya Dalam Masyarakat Dan Ekonomi”,Skripsi (Sumatera: Fak. Ekonomi Universitas Islam Sumatera Utara ).

Tafsir Al Qurthubi, jilid IX.

Tafsir Quraiys Shibab, Surat Ar-Rum: 39.

Undang-undang Nomor 10 “Tentang Perbankan”, Tahun 1998.

UU No. 40 Tahun 2007 tentang perseroan terbatas (UUPT) pasal 1 ayat 3.

UUD Perseroan No. 40 Tahun 2007 tentang “Perseroan Terbatas”.

Yusuf Al-Qardhawi, Fatawa Muashirah (Beirut: Dar Ilmiyah, 2009), jilid 2.

Yusuf Qaradhawi, “Fawa’id al-Bunuk hiya al-Riba al-Haram” (Kairo; Dar al-Shahwah).

Zainal Arifin Abbas, “Perihidup Muhammad Rasulullah saw.” (jilid III, tahun 1954).

Zonanesia, “jenis-jenis bank dan fungsinya”, https://www.zonanesia.com/2020/03/jenis-jenis-bank-dan-fungsinya.html.

Published
2023-05-19
Statistic
Viewed: 123
Downloaded: 135
How to Cite
Hendra Wijaya, Sartini Lambajo, Dewi Indriani, & Mutmainna, M. (2023). Tinjauan Hukum Islam terhadap Penerimaan Dana Corporate Social Responsibility (CSR) dari Bank Konvensional. AL-KHIYAR: Jurnal Bidang Muamalah Dan Ekonomi Islam , 3(1), 80-95. https://doi.org/10.36701/al-khiyar.v3i1.946