“Praktik Developer Syariah Tanpa Kredit Perbankan Perspektif Fikih Muamalah (Studi Kasus Di Perumahan Istiqomah Kabupaten Berau): Islamic Developer Practices Without Bank Credit from The Perspective of Fiqh Muamala (Case Study in Istiqoma Housing in Berau District)”. 2024. AL-KHIYAR: Jurnal Bidang Muamalah Dan Ekonomi Islam 4 (2): 146-62. https://journal.stiba.ac.id/index.php/khiyar/article/view/1784.