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Praktik Developer Syariah Tanpa Kredit Perbankan Perspektif Fikih Muamalah (Studi Kasus di Perumahan Istiqomah Kabupaten Berau): Islamic Developer Practices Without Bank Credit from The Perspective of Fiqh Muamala (Case Study in Istiqoma Housing in Berau District). al-khiyar [Internet]. 2024 Nov. 16 [cited 2025 Aug. 29];4(2):146-62. Available from: https://journal.stiba.ac.id/index.php/khiyar/article/view/1784