Implementasi Kaidah Maṣlaḥah Mursalah terhadap Penyesuaian Utang Pasca-Hiperinflasi

Implementation of the Maṣlaḥah Mursalah Principle in Adjusting Debt after Hyperinflation

Authors

  • Muh.Alwi Institut Agama Islam STIBA Makassar, Indonesia
  • Khaerul Aqbar Institut Agama Islam STIBA Makassar, Indonesia
  • Muhamad Saddam Nurdin Institut Agama Islam STIBA Makassar, Indonesia

DOI:

https://doi.org/10.36701/muntaqa.v1i2.2516

Keywords:

Hyperinflation, maṣlaḥah mursalah, debt adjustment, fiqh muʿāmalah

Abstract

The hyperinflation crisis caused an imbalance between the real and nominal values of debt, which raised issues of fairness in Islamic financial transactions. This study aims to examine the validity of maṣlaḥah mursalah as the basis for establishing contemporary Islamic law, as well as how the validity of implementing the maṣlaḥah mursalah principle affects post-hyperinflation debt adjustments. The method used is a normative approach through literature review and empirical observation, with descriptive-qualitative analysis. The results of the study indicate that maṣlaḥah mursalah can be used as evidence in determining contemporary Islamic law. However, it cannot be justified for post-hyperinflation debt adjustments, as it has the potential to violate the basic principles of debt contracts, which are tabarru’, and is contrary to the nas. In practice, it is only justified by establishing a reference value clause from the outset, meaning that if gold is given at the time of borrowing, then gold must also be used at the time of repayment, even if the price at the time of repayment differs from that at the time of borrowing. This research finding reinforces Allah's words in the Qur'an and Hadith regarding the prohibition of usury practices that involve clear injustice and destruction to the economy of the ummah.

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Published

2025-09-11

How to Cite

Implementasi Kaidah Maṣlaḥah Mursalah terhadap Penyesuaian Utang Pasca-Hiperinflasi: Implementation of the Maṣlaḥah Mursalah Principle in Adjusting Debt after Hyperinflation. (2025). AL-MUNTAQA: Jurnal Studi Islam Dan Bahasa Arab, 1(2), 385-403. https://doi.org/10.36701/muntaqa.v1i2.2516