Business Plan dan Pengembangan Model Pembiayaan Akad Murabahah Usaha Konveksi Hijab Syar’i Essentials

Business Plan and Development of Murabahah Agreement Financing Model for Syar'i Essentials Hijab Convection Business

Authors

  • Achmad Riady Institut Parahikma Indonesia, Indonesia
  • Adnan Hasan Institut Agama Islam Negeri Parepare, Indonesia
  • Abd. Hafid Institut Agama Islam Negeri Bone, Indonesia
  • Azwar Azwar Sekolah Tinggi Ilmu Islam dan Bahasa Arab (STIBA) Makassar, Indonesia
  • Hamzah Khaeriyah Universitas Islam Negeri (UIN) Alauddin, Makassar, Indonesia
  • Abdi Wijaya Universitas Islam Negeri (UIN) Alauddin, Makassar, Indonesia

DOI:

https://doi.org/10.36701/qiblah.v4i4.2347

Keywords:

business plan, sharia hijab, micro-enterprise, Islamic financing, murābaḥah contract

Abstract

This study aims to develop a comprehensive and applicable business plan for the growth of the Syar’i Essentials hijab manufacturing enterprise, as well as to design a financing model based on the murābaḥah contract that is relevant and suitable for micro-enterprises in the Muslim fashion industry. This applied qualitative research uses a case study approach focused on Syar’i Essentials, a startup operating in the modest fashion sector. The findings reveal that a business plan addressing production, marketing, management, and sharia-based financial systems is crucial to ensure the sustainability and integrity of the business. The murābaḥah-based financing model is designed to fulfill capital needs in a halal manner, using a transparent transaction scheme free from riba, gharar, and maysir. The implementation of this model offers a strategic, applicable financing solution that can be replicated in similar micro-scale businesses. This study is expected to provide practical contributions to the strengthening of the sharia-based entrepreneurial ecosystem and the development of Islamic microfinance models.

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References

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Published

2025-07-31

How to Cite

“Business Plan Dan Pengembangan Model Pembiayaan Akad Murabahah Usaha Konveksi Hijab Syar’i Essentials : Business Plan and Development of Murabahah Agreement Financing Model for Syar’i Essentials Hijab Convection Business”. 2025. AL-QIBLAH: Jurnal Studi Islam Dan Bahasa Arab 4 (4): 562-81. https://doi.org/10.36701/qiblah.v4i4.2347.

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